Protection
Protecting the things we hold closest to us should be the number one priority in life. That’s why as part of our service we provide you with all your personalised protection options. We use the UK’s leading insurance providers to allow us to select the best polices for your circumstances, whether it be mortgage protection or family protection.
As with all insurance policies, conditions and exclusions will apply
Life Insurance
Life insurance, also known as term insurance or life assurance, will provide sum of money in the event of death during the term of the policy. This cash lump sum is paid tax free and can be used by your dependents however they choose. Life insurance can be used to cover a mortgage, other loans or to ensure that your family is protected from the effects of having to repay a debt.
Income Protection
An Income Protection Plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness (*The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.). These types of plans continue to pay out an income for as long as you are unable to return to work up until the end date of the policy (typically your normal retirement age).
Critical Illness Cover
A Critical Illness Plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. This type of plan was created for those individuals or families who want a lump sum if they are diagnosed with a serious illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or to perhaps pay for time off work.
Family Income Benefit
Family Income Benefit is a life insurance policy which is set for a period of time known as the term. If you die within this period the policy will pay out a regular tax-free income until the end of the term. For example, if you have a 20-year policy and die within 5 years, the policy will pay out the remaining 15 years
What if
A powerful few words, which can be used in many scenarios in life, in particular your financial matters. Of course, it is understandable if you are a bit uneasy or nervous about the financial commitment of a new mortgage or any financial commitment may I add. You need to consider what could happen to you, and possibly your partner and family, if you couldn’t pay your mortgage in various scenarios. As part of my service I will provide you with all the relevant information and advice based on your personal circumstances to enable most “what ifs” to be covered.
Address
Natasha Rawlins Mortgages
4 Ashford Way, Bristol BS15 9YP, UK
Contact
Phone : 07539 380 836
Email : mortgages@natasharawlins.co.uk
More links
Company Number: 12143277 | FCA Register Number: 924649
There is no charge for an initial consultation. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £395.
Your home may be repossessed if you do not keep up repayments on your mortgage. Please note clicking any external links will result in leaving the website of Natasha Rawlins Mortgages and we cannot be held responsible for the content of this external website.
Natasha Rawlins Mortgages is a trading style of Natasha Rawlins, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 924649.
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